The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.
Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.
I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.
Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.
Whether you're earning $7 an hour or $700,000 a year, it's very important to protect your credit rating.
Debt, we've learned, is the match that lights the fire of every crisis. Every crisis has its own set of villains - pick your favorite: bankers, regulators, central bankers, politicians, overzealous consumers, credit rating agencies - but all require one similar ingredient to create a true crisis: too much leverage.
If you have a debt issue or credit card issue, start dealing with it. If you have a tax issue, don't just say, 'I'm not going to file.' There are ways to deal with these things, but you must communicate with your creditors, whether it's a credit card company or tax department.
Call your opinions your creed, and you will change them every week.
Make your creed simply and broadly out of the revelation of God, and you will keep it to the end.
If you make any money, the government shoves you in the creek once a year with it in your pockets, and all that don't get wet you can keep.
Mr. Faulkner, of course, is interested in making your mind rather than your flesh creep.
Cold and fire has a way of creeping into the tiniest crack in your courage and finding that coward.
Some songs, you just can't shake; they keep creeping back into your set list.
When you're making music, you're creeping up on your heart and pouring it out into something.
The Comedy Store in LA, it's a really loose room and it's really dark and creepy and a great place to explore your own thoughts onstage.
If you're dude, and you're still living at the crib, at home, and you're not taking care of your kid, that's the worst thing ever.
If you haven't cried, your eyes can't be beautiful.
If your mom cries a lot, you probably cry a lot. It's what you learn.
