Generally, a rising trend in rates is bearish for stocks; a falling trend is bullish.
Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.
Vaccinations absolutely work, and have dramatically decreased rates of childhood diseases.
I never predict freight rates; nobody can do that.
Under Obamacare, rates are skyrocketing, and insurers are leaving the marketplace.
Different industries have different risks and growth rates and volatility.