If you are a borrower, the more you borrow, the more it costs.
I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-only mortgages, loosening their credit standards to generate a greater volume of loans. Throughout 2004, I had watched as these mortgages were offered to more and more subprime borrowers - those with the weakest credit.
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.
A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.
For me the much more significant question is what did the Americans do, if anything, to help the Croatian army, because they are the ones that changed fundamentally the map of Bosnia, not the Bosnian army.
There's more people to ignore in New York or Boston than there are in Milwaukee, but I would still ignore them, probably.
We won't organize any black man to be a Democrat or a Republican because both of them have sold us out. Both of them have sold us out; both parties have sold us out. Both parties are racist, and the Democratic Party is more racist than the Republican Party.
The bigotry question goes both ways. There's a lot more anti-Christian bigotry today than there is concerning the other side. None of it gets covered by the news media.
I haven't had any plastic surgery - despite what people think, this is my nose. I have had Restylane and Botox, but I don't think of that as plastic surgery any more.
I've had Botox, but then again pretty much everyone I know has. To me, Botox is no more unusual than toothpaste. It works. You do it once a year - who cares?
I first started wearing fragrance when I was thirteen or fourteen, and the smell was candy-like. They were in very colorful bottles, like turquoise and pink. By the time I was sixteen or seventeen, it got more girly and more floral.
There is more of good nature than of good sense at the bottom of most marriages.
You've got the top 400 Americans owning more wealth than the bottom 150 million Americans. Most folks do not think that is right.
The new era of bottom-up politics has had politically paradoxical consequences in China. While it has made the system of governance more participatory, it has made the central government less authoritarian and, therefore, more bureaucratic and cautious.
Bouldering on real rock, which I'm more used to climbing on, is a lot more static and requires mostly finger power, whereas competition-style boulder problems are about coordination.
When trying to teach someone a boundary, they learn less from the enforcement of the boundary and more from the way the boundary was established.
Our country - whether bounded by the St. John's and the Sabine, or however otherwise bounded or described, and be the measurements more or less; - still our country, to be cherished in all our hearts, and to be defended by all our hands.
I have no time for specialized concerns, working themes or variations that lead to mastery... I like the indefinite, the boundless; I like continual uncertainty. Other qualities may be more conducive to achievement, publicity, success; but they are all outworn - as outworn as ideologies, opinions, concepts and names for things.
My potential is more than can be expressed within the bounds of my race or ethnic identity.
Can anything be more grotesque and barbarous than our 'florists' bouquets,' a series of concentric rings of flowers of divers colours, bordered by maidenhair and a piece of stiff lace paper, in which stems, leaves, and even petals are brutally crushed, and the grace and individuality of each flower systematically destroyed?
