When I was little, I had this science book. There was a section on 'What would happen to the world if there was no friction?' Answer: 'Everything on earth would fly into space from the centrifugal force of revolution.' That was my mood.
In removing the friction involved in paying bills, electronic billing has substantially increased the friction involved in not paying them.
I'm a businessperson. I'm used to dealing with friction.
Free societies are societies in motion, and with motion comes friction.
Iteration, like friction, is likely to generate heat instead of progress.