People think top singers are overpaid, but opera houses have a top fee, which is a good thing. Of course concerts are different- everyone wants to make as much money as possible.
If you have a recital to do, you have to memorize the songs. I never use music when I do recitals. It produces an instant barrier, both for yourself and the audience.
For three years, the 'Meistersinger' score was a ball and chain to me. It went with me to every city and concert hall.