The Act of God designation on all insurance policies; which means, roughly, that you cannot be insured for the accidents that are most likely to happen to you.
Here's the truth. The proposed top rate of income tax is not 50 per cent. It is 50 per cent plus 1.5 per cent national insurance paid by employees plus 13.3 per cent paid by employers. That's not 50 per cent. Two years from now, Britain will have the highest tax rate on earned income of any developed country.
Obama is telling the insurance companies, as a dictator would, what they can and can't do or what they must or must not do.
I started out when I was 29 - too young to write novels. I was broke. I was on unemployment insurance. I was supposed to be writing a Ph.D. dissertation, so I had a typewriter and a lot of paper.
The real problem with Obamacare has little to do with the number of people signing up, and a lot to do with the restrictions on insurance companies and reimbursement rates to doctors.
Our system of private health insurance that fails to provide coverage to so many of our citizens also contributes to the double-digit health care inflation that is making America less competitive in the global economy.
The irony is that it was tougher to rent a car from Cerberus when it owned Alamo than to buy a semi-automatic. To rent a car, one had to provide ID, a drivers' license, and get insurance coverage. To buy a gun? Cash and carry, from the back of a station wagon at a gun show. No concerns about downstream liability or risk.
Here's where the insurance companies really fail us. They over-pay hospitals, specialists and drug companies and then raise premiums to cover the costs. Further, when they pay hospitals 115% of what it should cost to care for a patient, they are paying for inefficiency that can be dangerous.
My weekends are spent hidden in the woods, and then I have to come back and pretend to be this very upper-crust insurance investigator. But, I mean, duality's nice. You never get bored. You can't say the grass is always greener if you're in both backyards.
The trade union movement represents the organized economic power of the workers... It is in reality the most potent and the most direct social insurance the workers can establish.
Please be assured that as we move along through the implementation of health insurance reform, making sure that we find efficiencies within the existing system, is foremost on the President's mind.
Let's not kid ourselves about just how cheap offshore labor really is. We not only pay substantially less per hour: we also avoid the costs we would incur if these workers immigrated here. We don't pay for their medical expenses when they show up in the emergency room without insurance.
Too many Americans who are uninsured or under-insured do not receive regular checkups because they can't afford coverage or their insurance doesn't cover enough of the costs. The lack of preventive care results in countless emergency room visits and health care disasters for families.
Mention health in most companies, and the cost of health insurance is what comes to mind, not how the company can invest to prevent further escalation in societal health care costs.
All those predictions about how much economic growth will be created by this, all of those new jobs, would be created by the things we wanted - the extension of unemployment insurance and middle class tax cuts. An estate tax for millionaires adds exactly zero jobs. A tax cut for billionaires - virtually none.
I want to level the playing field for people who want to purchase health insurance as individuals, and that means eliminating the exemption for employer-sponsored health care.
An uplifting sense of purpose is more than an impetus for individual accomplishment, it is also a necessary insurance policy against expediency and impropriety.
Those of us in the Congress must confront and overcome Republican intransigence to increasing the minimum wage, extending unemployment insurance and protecting food stamps.
Here in America we so are for family values, yet insurance companies do not cover all fertility procedures.
In more than 500 instances, from the Gulf of Alaska to Bar Harbor, Maine, FEMA has remapped waterfront properties from the highest-risk flood zone, saving the owners as much as 97 percent on the premiums they pay into the financially strained National Flood Insurance Program.
