The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.
The less you have to think about how to spend every dollar, the more likely you are to spend wisely.
If you're not staying on top of your money, you are putting your financial well-being at risk.
The world needs another vehicle to get people to pay in cash.
When you are grateful - when you can see what you have - you unlock blessings to flow in your life.
Credit unions are often a better deal than banks and tend to pay higher yields on deposits.