Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters.
The less you have to think about how to spend every dollar, the more likely you are to spend wisely.
If you're not staying on top of your money, you are putting your financial well-being at risk.
The world needs another vehicle to get people to pay in cash.
When you are grateful - when you can see what you have - you unlock blessings to flow in your life.
Credit unions are often a better deal than banks and tend to pay higher yields on deposits.