I started off in 1993 with one lorry. I wasn't one of those guys buying a business and gearing it up.
I am not in the business of pointing fingers or making excuses. However, recent history has shown that I, like thousands of others in Ireland, incorrectly relied upon the persons who guided Anglo and who wrongfully sought to portray a 'blue chip' Irish banking sector.
If you've been running a business for 38 years, you're approaching your 66th birthday, you've never owed a man a penny or done anyone any grievance in your life, and you feel hard done-by and try to protect yourself and your family, but go to prison, well if that's the society we're living in, I'm happy to accept that.
The vast majority of debt that Anglo maintains is owed is strenuously disputed. However, I cannot now pay those loans which are due, following Anglo taking control of the Quinn Group of companies, which I and a loyal team spent a lifetime building.
I'm a hard-nosed businessman, that if a company is paying its way, increasing profits for thirty-odd consecutive years, you don't put it into receivership.
Let's not forget, it was the government, Department of Finance and Central Bank that decided to unfairly land the taxpayers of this country with unmitigated losses of Anglo and massive legacy issues that would have been expected when nationalising a fraudulent bank.
