Our Sheffield and London homes are worth well over a million but the bank owns most of them - we are mortgaged up to the gills.
If the euro zone doesn't come up with a comprehensive vision of its own future, you'll have a whole range of nationalist, xenophobic and extreme movements increasing across the European Union. And, frankly, questions about the British debate on EU membership will just be a small sideshow compared to the rise of political populism.
One thing I've very quickly learned is that if you wake up every morning worrying about what's in the press, you would go completely and utterly potty.
We can't return to the 19th century, draw up our drawbridges and say, we don't have anything to do with each other, Germany will not work with the Netherlands, the UK will not work with France. That's ludicrous. We are condemned to work with each other.
Actually, the curious thing is that the more you become a subject of admiration or loathing, the more you're examined under a microscope, the distance seems to open up between who you really are and the portrayals that people impose on you.
The Liberal Democrat Party and the Conservative Party come at things very differently when it comes to Europe. When it comes to political reform, we have a much greater tradition in the Liberal Democrats of social justice and fairness than the Conservatives do.
